Take a moment and consider how much of your life you live online. If you are like most of us, you bank, pay bills, make purchases, connect with friends and communicate with just about everyone you know online. Think about all the digital assets you have accumulated - account information, passwords, email, photos, videos, etc. What happens to all of it when you die? Since you will not be around anymore to need this information, you may not care what happens to it. But chances

Inherited wealth need not be “an albatross around the neck of the children” as Sting so succinctly put it recently when asked if he was leaving his wealth to his children. His children will not see much of his millions, but not all wealthy parents feel the way he does. Many a great family fortune has been built by successive generations of the same family - and many lost as well. The difference is that successful families develop skills in the next generation for respecting,